HireSecure Loss & Damage Waiver

We all know accidents happen.

Some accidents can be more costly than others, especially when it comes to plant machinery.

As an active member of Hire Association Europe (HAE), we now offer their HireSecure and Loss & Damage Waiver product on hires.

This product will be required for customers who do not have their own insurance or those customers whose insurance does not cover the equipment value to be hired.

HireSecure Loss & Damage Waiver is there to act as a safety net, to give you peace of mind should the worst happen.

In this section we cover all the information you need to know about the HireSecure Loss & Damage Waiver.

If you would like any further information, please contact us or call into our depot to speak with us about HireSecure.

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WHAT IS HIRESECURE?

HireSecure will be charged with the addition of a Loss & Damage Waiver which involves adding a small percentage to each hire and collecting an excess fee which is fully refundable on return of the hired equipment (providing there is no damage of course).

By selecting the Waiver, you will have to agree to the HAE Hire Secure and Loss & Damage Waiver terms and conditions of hire, together with the terms and conditions of Brian Dent Ltd.

This is not an insurance product but is a contractual arrangement that removes your responsibility in the event of loss or damage to the hired equipment. This can provide peace of mind for those customers who do not have their own insurance or the appropriate level of cover.

HireSecure is available across our entire hire fleet, so whether you need an Electric Breaker, a Cement Mixer or a Mini Excavator, you can be covered under the terms of the product.

You can contact our hire desk for further details on this option.

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SUMMARY OF COVER

PROPERTY HIRED OUT UNDER HIRESECURE IS COVERED FOR:

* Physical loss or damage at any situation in Western Europe (or other geographical areas as agreed with insurers) including whilst in transit between such situations.

* A limit of liability up to £100,000 any one occurance with no Single Article Limit.

* Full replacement value for all property upto 24 months old; property replaced to nearest higher specification when necessary; property more than 24 months covered on an indemnity basis.

PRINCIPAL EXCLUSIONS

You are responsible for:

· Any loss from a single cause in excess of £100,000 in respect of any single item.

· Continuing Hire charges.

· Loss of or damage to attachments (cutting edges tools trailing cables or flexible pipes) other than the total loss of the complete item.

· Loss or damage caused by or arising out of materials treated by the Plant or by foreign bodies entering the plant with such materials.

· Loss of the equipment only revealed when an inventory is made

· Loss or damage or breakdown caused by your willful act or willful neglect.

· loss or damage arising from failure to clean and conduct routine maintenance where you are responsible under the terms of the hire contract

· Loss or damage of equipment from any unlocked vehicle or where left unfixed and unattended

· Loss or damage to tableware, cutlery, glass, china and other similar brittle items unless such loss or damage results in the loss or damage of the whole consignment during

packaging, loading, unloading or positioning

· Loss due to, or exaggerated by, fraud, by you or on your behalf

· Loss or damage if the property is hired by you to another hirer (unless declared and agreed in advance)

Conditions:

· You must take all reasonable measures to protect the property hired to you and to ensure that all statutory and other regulations relating to the plant are observed where it is your

responsibility under the terms of the underlying hire agreement.

· Any theft must be reported to the police immediately and the crime reference number recorded.

· Any loss or damage must be reported to us as soon as reasonably practical and in any event within 7 (seven) days of the event.

· Take photos of the damaged equipment in situ, and /or any areas of damage to the site or property following theft or vandalism.

This is a summary of cover only and is not intended to replicate full policy Terms and Conditions and should not be relied upon.

A copy is available on request.

HOW MUCH DOES IT COST?

POLICY COST

The cost of taking out HireSecure is minimal, the cost is 15% of the base hire cost plus VAT.

For example, if the cost of hiring a machine for a day came to £100 then the HireSecure Loss & Damage Waiver would cost £18.

EXCESS CHARGES

In the event of a claim being made, you will be subject to the following excess charges:

Claim Amount Between £0 - £1,000 - £100.00 Excess

Claim Amount Between £1,001 - £2,500 - £250.00 Excess

Claim Amount Above £2,500 - £500.00 Excess

If you would like the costs of taking out HireSecure or the excess charges explained in more detail, please contact us or call into our depot to speak with us.

HOW DO I GET COVERED?

INFORMATION WE REQUIRE

If you have decided that our HireSecure Loss & Damage Waiver is suited to your needs and would like to take out proceed, you will need to provide us with the following:

1 x photo identification (e.g. driving licence or passport)

1 x proof of address (e.g. bank statements, utility bills)

You will also be required to complete the Waiver Application Form

Waiver Application Form

WHAT WE DO WITH THIS INFORMATION

The information we collect from you is stored according to our privacy policy.

CANCELLATION

If at any time you wish to cancel the HireSecure Loss & Damage waiver this must be done by e-mailing our Accounts team.

By doing so HireSecure will no longer be applied to any new hires (existing hires will still be subject to the waiver until the hire is terminated).
We will require a copy of your replacement "Hired-In Plant" insurance policy to allow new hires on the account.